$400 for new checkING account customers 

  Setup monthly direct deposit within 90 days of account opening

$300 for new savings account customers.

Maintain a $15,000 balance for 90 days from the account opening

Choose GN Bank For Local Banking & Cash In Your Pocket 

 We are a small local bank with nationwide service:

• Access to all ATM transactions at any Citibank ATM Nationwide
• Deposit checks from our GN Bank Mobile App
• Pay bills and send cash using our website

How to enroll?

•   Open an account by visiting the branch our main office at 4619 S King Drive, Chicago Il 60653
• Enroll in the checking and /or savings promotion by speaking with a Universal Banker or emailing us at customerservice@gnbank.net

See below for the Promotion's Terms & Conditions

SERVICE FEES: GN Bank Retail Checking has no Monthly Service Fee when you maintain a $100 daily balance or else a $15 monthly applies. GN Bank Statement Savings requires a minimum balance of $250 to avoid a $15 Monthly Maintenance Fee.
DEPOSIT PROMOTION INFORMATION: The new checking account and savings account promotions are not available to existing GN Bank Customers. Existing GN Bank Customers who refer a new customer for the checking promotion will receive $25 and $50 for referrals of new customers for the savings account promotion, payable once the referred account qualifies for payment of the relevant bonus as described below. Limit 5 referrals per existing customer.
You may not participate in either promotion if: (1) You have closed a GN Bank checking account within the last 90 days or (2) You have closed a GN Bank checking account with a negative balance within the past 3 years. You may only participate in one new checking and one new savings account opening bonus every two years and may only receive one bonus per account. CHECKING ACCOUNT PROMOTION: To receive the checking account bonus you must: (1) Successfully open a new GN Bank Retail Checking account (which must be approved by GN Bank); (2) Have two regular direct deposits made to your GN Bank Retail Checking account within 90 days of enrolling in the checking account promotion with a Universal Banker at GN Bank. The direct deposit to your account must be an electronic deposit of a regular payment such as your paycheck, pension or government benefits like Social Security benefits from your employer or from the government. Peer to peer payments such as payments from Zelle, PayPal, CashApp or other platforms do not count as a qualifying direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify that it is your account; (3) Activate and use a GN Bank Debit Card at least one time; (4) enroll in online banking and paperless statements at www.gnbank.net; AND (5) activate online bill pay. After you have completed all 5 required actions, we will deposit the bonus into your account within 15 days of you requesting your bonus from a GN Bank Universal banker either in person at our Main Branch or in writing to customerservice@gnbank.net. Please note that to receive the bonus, a Universal Banker will need to receive evidence (such as a paystub) to verify that your direct deposits are qualifying direct deposits and evidence of all required actions. You must also keep your GN Bank Retail Checking account open for 12 months and receiving regular direct deposits or else the bonus will be due and payable to GN Bank upon account closure. SAVINGS ACCOUNT PROMOTION: To receive the savings account bonus you must: (1) Successfully open a new GN Bank Statement Savings account (which must be approved by GN Bank); (2) Deposit at least $15,000 or more in new money into the new savings account within 30 days of enrolling in the savings account promotion by speaking with a Universal Banker who will confirm your enrollment in the program; AND (3) Maintain at least a $15,000 balance for 90 days from enrollment in the savings promotion. The money you use to open the savings account must be new money brought in from another bank, meaning that you may not use your balance in another type of account at GN Bank to participate in the Savings Promotion. Once you have completed the required actions above, we will deposit the bonus into your account within 15 days of you requesting your bonus from a GN Bank Universal banker either in person at our Main Branch or in writing to customerservice@gnbank.net. The annual percentage yield on GN Bank Statement Savings accounts as of Mar 22, 2023 is .01%. Interest rates are variable and subject to change. The promotional bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, as applicable).