Rates

Deposit Rates

Checking Accounts

Account Min. Deposit to Open Min. Balance to Obtain APY APY
NOW $100.00 $1,000.00 0.03%
Super NOW $1,000.00 $10,000.00 0.05%

Savings Accounts

Account Min. Deposit to Open Min. Balance to Obtain APY APY
Statement Savings $100.00 $500.00 0.01%
MMDA $2,500.00 $2,500.00 0.05%
Moola Moola $5.00 $5.00 0.01%
Student Passbook $25.00 $25.00 0.01%
Vacation Club $50.00 $50.00 0.01%
Christmas Club $50.00 $50.00 0.01%

Money Market

Account Min. Deposit to Open Min. Balance to Obtain APY APY**
SuperFlex MMDA* $2,500.00 $150,000.00
$50,000.00 up to $149,999.99

$25,000.00 up to $49,999.99

$2,500.00 up to $24,999.99
 
0.40%
0.30%


0.25%


0.15%

*All interest from interest earning accounts is compounded and credited monthly, based on the daily collected balance. Interest rates are variable and determined daily at GN Bank's discretion and are subject to change without notice. Balance tiers are applicable as of the effective date of these rates and may change at GN Bank's discretion. Account fees could reduce earnings.  

**APY = Annual Percentage Yield

CD and IRA

Term Min. Deposit to Open Min. Balance to Obtain APY APY
91 Days $1,000.00 $1,000.00 0.05%
182 Days $1,000.00 $1,000.00 0.05%
1 Year $1,000.00 $1,000.00 0.15%
18 Month $1,000.00 $1,000.00 0.20%
30 Month $1,000.00 $1,000.00 0.25%
3 Years $1,000.00 $1,000.00 0.30%
5 Years $1,000.00 $1,000.00 0.60%
5 Year Education IRA $500.00 $500.00 0.70%
5 Year Roth IRA $500.00 $500.00 0.70%
18 Month IRA or
other Tax Qualified Plan
$500.00 $500.00
$5,000.00
0.25%
0.30%

Min. = Minimum
APY = Annual Percentage Yield

*Quarterly Interest can be transferred to an GN Bank savings or checking account.
A penalty may be imposed for early withdrawal on certificate accounts. Interest rates are subject to change at maturity.
Occasionally we offer special certificates. Please call 773-624-2000 for current offerings.
For more information call 773-624-2000.