Checking Account Rates

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Account TypeMinimum Balance to OpenMonthly Maintenance FeeWaiver of Monthly Maintenance Fee
Retail Checking $100.00 $15.00 Waived with $100 daily balance
Renaissance Checking *requires qualifying direct deposit (SSI or Pension) $100.00 $7.00 Waived with $10 daily balance
Absolutely Free Checking $100.00 N/A Account must be operated through online and mobile banking (no debit card issued
Advanced Student Checking (ages 18-24) $25.00 N/A Must provide student ID and/or award letter at account opening


  • 24/7 Mobile banking with check deposit.
  • Online Bill Pay.
  • E-statements.
  • Nationwide access to over 30,000+ Surcharge-free ATMs.
  • Free Mastercard Debit Card.
  • Free Phone Banking through Gold Phone.
  • 24/7 Access to ATM Cash & Check deposit at branch locations.
  • Federally Insured up to $250,000.00.
  • Debit Card Control - Pause, Stop, Re-Activate your debit card.
  • Compatible with Android Pay, Apple Pay, and Samsung Pay.